Provides homeowners with broader protection against property losses if water or sewage backs up into their home. Available exclusively through an independent insurance agent near you.
If water or sewage seeps into your home, it can cause substantial structural damage as well as ruin personal belongings. The Andover Companies Water Backup and Sump Discharge or Overflow Coverage may help you pay for the cost of cleanup, repairs, and replacement items.
A standard home insurance policy generally provides coverage for water damage if it is caused by a sudden or accidental event, like a burst pipe. However, if water or waterborne materials enter your home due to a drain or sewer backup or an overflow or discharge from a sump, sump pump, or related equipment, the resulting losses may only be covered if you have Water Backup Coverage.
While this home insurance endorsement is generally a valuable add-on coverage for every property owner, the following questions may help you evaluate your level of risk for a water or sewer backup or sump pump overflow:
If you answered yes to one or more of these questions, your home may be vulnerable to a water backup. Please contact your local insurance professional about broadening the protection for your property with Water Backup Coverage.
“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”
“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”
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