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Homeowners Additional Coverage Endorsement

Increases the special limits of liability on specific belongings to expand your protection against losses. Available exclusively through an independent insurance agent near you.

There are certain belongings that your homeowners insurance policy may provide coverage for, but only up to a specified limit. The Andover Companies Homeowners Additional Coverage Endorsement may be a way to enhance your policy and gain more personal property protection.

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Homeowners Additional Coverage Endorsement Highlights

A standard home insurance policy includes protection for personal belongings if they are damaged by a covered event. However, certain types of belongings—often those with a greater value, like jewelry or electronics—may only be insured up to a specific amount.

With the Homeowners Additional Coverage Endorsement, you may be able to increase your coverage limits for a variety of valuable possessions, including:
  • Monies and securities
  • Watercraft
  • Jewelry, watches, and furs
  • Firearms and related equipment
  • Silverware, goldware, and platinumware
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Add Important Coverage to Your Homeowners Policy

Another reason you may want to speak to your local insurance agent about The Andover Companies Homeowners Additional Coverage Endorsement is because it can also provide property owners with protection beyond what’s typically included in their home insurance policy, such as:

  • Bank Vault Theft Coverage
  • Refrigerated Products Coverage
  • Lock Replacement Coverage
  • Recovery Reward Coverage
  • Personal Injury Coverage
  • Loss Assessment Coverage

Building Close Relationships, Close to Home
with the Agents We Serve and People We Insure

“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”

Bianca and Ray L.

“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”

Craig G.

“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”

Lisa and Ted R.


Step 1:

Click on the Find an Agent button to search for independent insurance agencies near you.

Step 2:

Contact the independent insurance agency you would like to work with by phone or email.

Step 3:

Leave it up to your agent to uncover the best coverage solutions for your valuable property.