This photo is of the front door of a house and represents dwelling fire coverage from The Andover Companies.

DWELLING FIRE INSURANCE COVERAGE

Protects building owners and their rental or investment properties from a variety of financial risks. Available exclusively through an independent insurance agent near you.

Whether you rent out a single-family home, a condo, or a multiunit property, it is vital to have the proper insurance. The Andover Companies Dwelling Fire Insurance Coverage is designed to protect owners of residential rental and investment properties.

This photo is of a apartment and represents dwelling fire coverage from The Andover Companies.

WHAT DOES DWELLING FIRE INSURANCE COVER?

For buildings of up to four units, our premier dwelling fire program provides some similar coverages found in our standard Home Insurance policy. For example, dwelling fire insurance typically includes coverage for the building and detached structures you own, like a garage, deck, porch, shed, or fence.

A DWELLING FIRE INSURANCE POLICY TYPICALLY COVERS LOSSES DUE TO THE FOLLOWING EVENTS:
  • Fire
  • Smoke
  • Lightning Strike
  • Wind or Hailstorm
  • Internal Explosion
  • Vandalism or Malicious Mischief
This photos is a house and represents dwelling fire coverage from The Andover Companies.

MORE PROTECTION TO COVER YOUR PROPERTY EXPOSURES

The Andover Companies Dwelling Fire Insurance policy may offer additional coverage for your distinct risks. For instance, your policy may provide you with financial protection for the following situations as long as they are the direct result of a covered event and the appropriate coverage is added to your policy:

  • Damage to personal property you leave or store in the building
  • Loss of rental income if your tenants must temporarily relocate while your property is being repaired
  • Medical expenses and legal fees for accident-related injuries that occur at your rental property*
  • Costs related to lawsuits for wrongful eviction, invasion of privacy, libel, slander, and defamation of character**

*No-fault medical expenses are subject to limitation under the Medical Payments to Others Coverage. Regular residents of the residential premises are excluded from this coverage.

**Requires Personal Injury Coverage. Please discuss with your insurance agent.

Building Close Relationships, Close to Home
with the Agents We Serve and People We Insure

“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”

Bianca and Ray L.
Homeowners

“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”

Craig G.
Homeowner

“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”

Lisa and Ted R.
Homeowners

EXPERIENCE THE DIFFERENCE WORKING WITH AN INDEPENDENT insurance AGENT CAN MAKE.

Step 1:

Click on the Find an Agent button to search for independent insurance agencies near you.

Step 2:

Contact the independent insurance agency you would like to work with by phone or email.

Step 3:

Leave it up to your agent to uncover the best coverage solutions for your valuable property.